We aim to put You in the driving seat Concept Car Credit Unit E1, Europa Park
Stoneclough Road, Radcliffe
Gt.Manchester, M26 1GG

Good / Bad Credit? Fill out the form below and we'll let you know within an hour if we can help you with the finance you need for your dream car.

By submitting your application, you agree to our terms & conditions and privacy policy. Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us. From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you DO NOT consent to us contacting you for this purpose, by text or email, please tick the relevant boxes below:

Please Note: You will need to visit the showroom to complete the finance and car purchase (address in header above).

We can accept:

  • Defaults
  • CCJ's
  • Benefits Only
  • Bankruptcies
  • Missed Payments
  • Self Employed
  • Agency Workers
  • Payment Arrears
  • No Deposit
  • Full Time Employment
  • Part Time Employment

Your dream car your budget

Why choose Concept Car Credit?

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Our Showroom A handful of the cars we have on offer

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We are here to help you

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Concept Car Credit has been trading for over 13 years and we have more than 18,000 happy customers.

Trust us to get you back behind the wheel, regardless of your financial history.

Customer Testimonials

  • Exceeded my expectations in salesmanship, I have bought from genuine BMW garages a few times, would use this outstanding service every time, thanks to Fetha dealing with my finance case etc. Jamie Purvis 28th April 2017, 9:17am

  • Just had my mitsubishi delivered concept car is spot on. staff sopport very good. Big Big thanks to Miss Avey you're a Diamond brilliant service. Rob Barker 3rd March 2017, 2:12pm

  • This is our second time round with this company, staff here are all very friendly & helpful with any problems or questions you may have, especially Miss Avey who dealt with us, she was amazing, staying in contact with us through out and keeping us up to date with everything whilst we were waiting for everything to be sorted & also with all her help and advice throughout our time spent there whilst we were looking for our new car. We would defiantly recommend this company to all our family and friends. Mark Fuller 15th February 2017, 1:42pm

  • I want to say thank you the service was second to none and thanks for the great car I want to say thank you to Laura for moving mountains to make sure I got a car that was affordable. So thank you guys I will recommend your company to family and friends and will see you again the future. Matthew Wilde7th October 2016, 8:56pm

  • I made an enquiry at 9.30am with Concept after finding out my beloved Zafira was on it's deathbed and needed too much money spent on it to pass am M.OT, I needed another car quickly and due to the extremely pleasant and professional Miss Avey by 5.30pm I was driving away with a 4 year old Ford Focus, it took longer to drive the 20 miles home stuck on the M60 than it did to View, finance, test drive and complete the deal with Concept! Dean Harris 1st December 2016, 10:30am

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